Planning Team

 

About FTF

 

Commonwealth Advanced Planning Team

Commonwealth Advanced Planning Team

Our partnership with Commonwealth Financial Network®, a leading independent broker/dealer, gives us access to a team of advanced planning specialists who can help us provide you the best possible service. Learn more about the Commonwealth team below.

Rose Watson, JD, MSEL

Director, Advanced Planning

  • Leads the team of consultants; provides financial planning support for advisors, including estate, charitable, education, business succession, social security, and high-net-worth planning strategies
  • Holds a BS from the University of Missouri and a JD and MSEL (Master of Science in Environmental Law) from Vermont Law School
  • Holds FINRA Series 7 and 24 securities registrations 
  • Has prior experience as an estate planning attorney in New Hampshire and Massachusetts

Justin Duft, JD, CFP®, MSFS, CLU®, ChFC®, CLTC

Manager, Advanced Planning

  • Provides support to advisors in all areas of financial planning, including trust, estate, tax, charitable, social security, business, insurance, and education planning
  • Holds a BA in business administration from Northeastern University; an MSFS from the American College; and a JD, with a focus on estate, trust, and tax law, from New England Law Boston
  • Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Certified in Long-Term Care (CLTC) designations, as well as Massachusetts life, accident, and health insurance licenses
  • Holds FINRA Series 6, 7, 24, and 63 securities registrations
  • Has prior experience in positions at Renaissance Insurance Group, John Hancock, and Ernst & Young

Maureen Baxter, MBA, CLU®, ChFC®

Advanced Planning Consultant

  • Serves as a resource for advisors in all areas of financial planning, including executive benefits, as well as high-level insurance planning and social security, estate, and business planning
  • Has an MBA from Plymouth State University
  • Holds Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant®(ChFC®) designations
  • Has prior experience as a senior advanced marketing and sales development consultant at Life Marketing; has also worked at Western and Southern Financial Group, Lafayette Life Insurance Company, Lincoln Financial Group, and Jefferson Pilot Insurance Company

Whitney Drechsler, JD, LLM

Advanced Planning Consultant

  • Supports advisors in financial planning for their clients, including estate, charitable, and business planning, as well as high-net-worth strategies
  • Holds a BBA in legal studies from the University of Miami; a JD from Thomas Jefferson School of Law; and an LLM (Master of Laws) in international tax and financial services with a certification in wealth management
  • Has prior experience as an estate planning attorney in Southern California

Patrick Noonan, CFP®

Advanced Planning Consultant

  • Serves as a resource for advisors on issues involving stock option strategies, as well as education, retirement income, social security, estate, and business planning
  • Holds a BS in finance from Fairfield University
  • Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, FINRA Series 7 and 66 securities registrations and a life and health insurance license
  • Has prior experience advising clients on financial planning issues at Advest, Merrill Lynch, and Janney Montgomery Scott

Heather Zack, JD

Advanced Planning Consultant

  • Serves as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning
  • Holds a bachelor’s degree from Endicott College and a JD from the University of San Diego; is currently pursuing an LLM (Master of Laws) in taxation with a focus on estate planning at Boston University
  • Holds FINRA Series 7, 9, 10, and 63 securities registrations
  • Has prior experience in positions at Bank of America Investment Services/Merrill Lynch and Investors Capital, as well as extensive operations experience at Commonwealth

Olivia Zaiya, JD, MBA

Advanced Planning Consultant

  • Supports advisors in all areas of financial planning, including business, tax, education, estate, social security, and retirement income planning
  • Holds a BBA in business economics from University of San Diego and an MBA and JD from Syracuse University
  • Is currently pursuing the CERTIFIED FINANCIAL PLANNER™ certification
  • Has prior experience as a practicing business attorney in Dallas, Texas